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Melanie Carney-
Your Modern Realtor

Melanie Carney- Your Modern RealtorMelanie Carney- Your Modern RealtorMelanie Carney- Your Modern Realtor
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727-643-7468

Melanie Carney-
Your Modern Realtor

Melanie Carney- Your Modern RealtorMelanie Carney- Your Modern RealtorMelanie Carney- Your Modern Realtor

Signed in as:

filler@godaddy.com

  • Home
  • About
  • Heroes Programs
  • Guides+Resources
  • Homes
  • RENOVATION+DESIGN
  • Let's Talk!
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True heroism is remarkably sober, very undramatic. It is not the urge to surpass all others at whatever cost, but the urge to serve others at whatever cost.


Arthur Ashe

Increased in 2024, up to $35,000!!!

 

Heroes Program

I started my Heroes Program as a way to say thank you to those who serve our country and its communities. As a LEOW, I am passionate about giving back to those who give so much of themselves to such a worthy cause. As a way to say thank you to members of the United States Military, Law Enforcement, Fire Service, Emergency Medical Service, Corrections, and the 911 communities, I provide a number of benefits to those who buy and sell with me:


BENEFITS FOR BUYERS FROM MYSELF AND MY LENDING PARTNERS:

  • Waived $295 Flat Administrative Fee
  • One (1) year home warranty for new home (up to $500)
  • Veterans can receive Free appraisal and Waived Lender Fees ( up to $2000 in value)


ELIGIBILITY:

To qualify you must be an Active Duty, Reserve, or Retired Member* of…

  • United States Military
  • Law Enforcement
  • Fire Service
  • Emergency Medical Service
  • Corrections
  • 911

*must show proof of service, and conditions may apply


ADDITIONAL RESOURCES:


 

 Hometown Heroes Housing Program


The Florida Hometown Heroes Housing Program makes homeownership affordable for eligible frontline community workers such as law enforcement officers, firefighters, educators, healthcare professionals, childcare employees, and active military or veterans.


This program provides down payment and closing cost assistance to first-time, income-qualified homebuyers so they can purchase a primary residence in the community in which they work and serve. The Florida Hometown Heroes Loan Program also offers a lower first mortgage rate and additional special benefits to those who have served and continue to serve their country.

  • Eligible workers can receive lower than market rates on first mortgage, reduced upfront fees, no origination points or discount points
  • Borrowers can receive up to 5% of the first mortgage loan amount (maximum of $35,000) in down payment and closing cost assistance
  • Down payment and closing cost assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage


Verify Your Eligibility

Are you employed in one of the following fields?
Active Military or VeteranLaw Enforecment OfficerChildcare EmployeeEducatorHealthcare Professional Firefighter

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